Funding
Accept deposits across eligible providers and rails (card, bank transfer, and digital-asset funding) routed on cost, eligibility, availability, and observed performance instead of a single hard-wired path.
Solutions / Brokers & trading platforms
Funding, withdrawals, and reconciliation on one record.
Brokers and trading platforms lose hours to fragmented money movement: one provider for card funding, another for bank transfers, a third for crypto, and a spreadsheet to reconcile them all. OVAAL puts funding, withdrawals, client wallets, and multi-provider routing on one control plane, with a single reconciliation view your finance and ops teams can trust. Embedded under your own license.
OVAAL is a technology and orchestration platform, not a bank, EMI, or CASP. Regulated services are provided by appropriately authorised customers and third-party providers. Availability depends on jurisdiction, provider approval, and service scope.
What you put on one layer.
Take the whole control plane or the modules you need. Providers and rails plug in beneath each one.
Withdrawals & payouts
Send withdrawals and payouts back out across eligible rails, with policy checks, limits, and approvals applied before anything moves.
Client wallets
Programmable accounts and wallets for your clients with unified identity, permissions, delegated access, and recovery. Non-custodial by default.
Multi-provider routing
Route each instruction across the providers you've onboarded, with the choice and the reasoning recorded, so you can migrate between providers without re-plumbing your stack.
Unified reconciliation
One operational record from instruction to receipt, across every provider. Fewer manual steps at month-end, and the evidence is there when an auditor asks.
Risk & compliance orchestration
Connect KYC, KYB, sanctions, screening, and Travel Rule workflows through configurable integrations you operate under your own authorisation.
These modules build on the platform layer: money movement for funding and payout routing, settlement & reconciliation for one operational record, and risk & compliance for screening and Travel Rule workflows. See every segment on the solutions overview.
Fragmented rails, or one record.
Today
A funding provider, a payout provider, a crypto rail, and a custom client-wallet layer, each with its own dashboard, its own export format, and its own reconciliation quirks. Month-end is a manual stitch-together, and an auditor's question means three log-ins.
With OVAAL
The same providers, but addressed through one control plane. Routing is policy-driven, every instruction lands on one operational record, and reconciliation and audit export come from a single place.
Who owns what.
OVAAL is the technology layer. Your license owns the regulated relationship. Authorised providers execute the regulated service. We make the split explicit before the first call.
| Activity | Customer (you) | OVAAL | Authorised provider |
|---|---|---|---|
| Regulatory permissions | Primary for your brokerage model | Technology role unless expressly authorised | Primary for the outsourced regulated service |
| KYC / KYB policy | Policy owner | Workflow orchestration | Verification where contracted |
| Client money / safeguarding | Per your model and authorisation | No, unless expressly authorised | Primary where applicable |
| Funding & payout routing | Oversight and commercial choices | Rules engine | Execution eligibility |
| Settlement & reconciliation | Review and finance ops | Platform record and workflow | Source confirmations |
| Support & complaints | Primary | Technical escalation | Service-specific escalation |
See your money movement on one record.
Book an architecture review and we'll walk through funding and payout routing, the reconciliation model, the responsibility split, and a realistic integration path. Prefer to read first? The integration brief is a one-page PDF covering modules, the responsibility model, and indicative commercials.