Brokers & trading platforms
Funding, withdrawals, client wallets, multi-provider routing, and one reconciliation view, instead of fragmented rails and manual ops.
For brokers & trading →
Solutions
One control plane. Five kinds of platform.
OVAAL is a neutral control plane for programmable financial products: accounts, money movement, settlement, reconciliation, policy, and audit in one modular layer. The platforms that move other people's money embed it under their own license. Pick the segment closest to your model.
OVAAL is a technology and orchestration platform, not a bank, EMI, or CASP. Regulated services are provided by appropriately authorised customers and third-party providers. Availability depends on jurisdiction, provider approval, and service scope.
Find your segment.
EMIs & neobanks
Add programmable wallet and digital-asset capability through a controlled layer, without rebuilding your control and reporting infrastructure.
For EMIs & neobanks →Wallets & crypto platforms
Connect fiat rails, payouts, and compliance workflows, bridging on-chain activity to regulated off-chain flows.
For wallets & crypto →Marketplaces & digital platforms
Coordinate accounts, payouts, approvals, and reconciliation across many participants and service providers.
For marketplaces →AI-agent platforms
Give agents scoped access to financial actions (policy, limits, approvals, audit, revoke) without unrestricted authority over funds.
For AI-agent platforms →The same layer underneath all five.
Whichever segment you start from, you integrate the six-module control plane. Adopt the whole thing or the modules you need. Providers and rails plug in beneath each one.
Accounts & wallets
Programmable accounts with unified identity, permissions, delegated access, and recovery.
Money movement & routing
Deposits, conversions, transfers, and payouts routed across eligible providers and rails.
Settlement & reconciliation
One operational record from instruction to receipt, ready for your finance team and an auditor.
Policy & automation
Who or what can initiate an action, under which limits and approvals. Every rule previews and revokes.
Risk & compliance
KYC, KYB, screening, monitoring, and Travel Rule workflows you operate under your own authorisation.
Developer platform
Versioned APIs, SDKs, webhooks, sandbox, and implementation support. Exportable data; self-host on the roadmap.
Who owns what.
OVAAL is the technology layer. Your license owns the regulated relationship. Authorised providers execute the regulated service. The split is the same across every segment, and we make it explicit before the first call.
| Activity | Customer (you) | OVAAL | Authorised provider |
|---|---|---|---|
| Regulatory permissions | Primary for your business model | Technology role unless expressly authorised | Primary for the outsourced regulated service |
| KYC / KYB policy | Policy owner | Workflow orchestration | Verification where contracted |
| Safeguarding / custody | Depends on model | No, unless expressly authorised | Primary where applicable |
| Routing configuration | Oversight and commercial choices | Rules engine | Execution eligibility |
| Settlement & reconciliation | Review and finance ops | Platform record and workflow | Source confirmations |
| Support & complaints | Primary | Technical escalation | Service-specific escalation |
Not sure which segment fits?
Book an architecture review and we'll map your model to the control plane, agree the responsibility split, and scope a realistic integration path. Prefer to read first? The integration brief is a one-page PDF covering modules, the responsibility model, and indicative commercials.